75+ Seed FinTech Startups — 31 Companies, $414M Raised
31 seed FinTech startups raised $414M. AI compliance, embedded finance, cross-border payments. They need security and infra tools from day one. Get contacts.
75+
Companies Tracked
$1.4B
Total Funding
FinTech
Top Sectors
1–25 of 75
| Action | ||
|---|---|---|
Ark Labs | $5-10M | Enrich |
Securely | $1-2M | Enrich |
Unitas | $10-15M | Enrich |
VeryAI | $10-15M | Enrich |
JPYC | $30-50M | Enrich |
Kayna | $1-2M | Enrich |
MarsCat Network | $2-5M | Enrich |
MetaComp | $20-30M | Enrich |
NatGold Digital | $1-2M | Enrich |
OpenCFO | $2-5M | Enrich |
Option Circle | $2-5M | Enrich |
Sybol | < $1M | Enrich |
Coreworks AI | $5-10M | Enrich |
Muhlah | $5-10M | Enrich |
Affiniti | $50-100M | Enrich |
Axiom Trust | $10-15M | Enrich |
NjiaPay | $2-5M | Enrich |
StrideOne | $10-15M | Enrich |
TradeZing | < $1M | Enrich |
Zcash Open Development Lab | $20-30M | Enrich |
Orca Fraud | $2-5M | Enrich |
OmniPact | $50-100M | Enrich |
Baldi Management Group | $1-2M | Enrich |
Convexo3 Capital | < $1M | Enrich |
DealFlowAgent | < $1M | Enrich |
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Seed FinTech Funding Trends
Seed-stage FinTech in 2025-2026 is dominated by AI-powered compliance tools, embedded finance infrastructure, and cross-border payment solutions. Our dataset tracks 31 seed FinTech companies that raised a combined $414M at a $4M median — matching the overall seed median and reflecting a disciplined investor environment. The regulatory landscape has become clearer, giving seed-stage FinTech founders more confidence in go-to-market strategies. Emerging markets are a significant source of seed FinTech innovation, with companies in Latin America, Southeast Asia, and Africa addressing financial inclusion gaps with mobile-first solutions. Investors like Ribbit Capital's seed program, Y Combinator, and Antler are deploying capital into regulatory-moat businesses. For sales teams, 31 seed FinTech companies with $414M in fresh capital need compliance infrastructure, cloud security, and developer tools from day one — making them receptive to early vendor relationships. The window to become their foundational vendor is narrow: reach out within 30 days of funding.
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